Public Goods Quality and Effective Supply of Rural Credit Collateral

The author mainly analyzes the demand of the rural construction fund,the fund outflow and rural financial institutions in rural credit operations shrink,to discuss the forming reason of the supply-demand gap,and analyzes the respects of supporting agricultural economy from improving policy-related finance,leading the commercial finance to enter the .

Based on the analysis of the connotation and characteristics of rural credit, this paper defined the notion of rural credit sustainable development, and pointed out that, in order to improve the monetarism degree, optimize the industrial structure in rural areas, it is necessary to realize the sustainable development of rural credit.

Based on the definition of rural informationization system,the paper analyses the structure of Shan xi rural informationization system,and puts forward some rationalization suggestions.

Because of the vulnerability of the rural credit system,a series of measures and proposals have been put forward,such as: Improving the relevant laws and regulations of the credit system,strengthening the property rights reform of .

The rural credit system is an important constituent in the entire social credit system.

This paper uses VAR Model as basic framework and uses impulse reaction and variant decomposition method to describe the long-term interactive effect of rural loan investment on farmers income and gives policy suggestions for completing rural financial support.