As the lack of credit has become one of the prominent questions on the thought and moral education of university students, the establishment of university students credit files play the long-term supervisory and educational role to students.

Currently, it is imperative to establish college student credit file.

Setting up the implementation that university student s credit file came from national student loans.

Discussion on credit archives system construction of enterprise and its legal representative;

Construction of The University Credit Archives and Information Management System;

As the original credit information with the highest voucher value,credit archives are the material base and key resources constructing social credit system.

Discusses the opinion of establishing credit files, conception and traits of credit files,credit files is a part of forming social credit management mechanism and is the necessities in strenthening social credit files construction.

Under this circumstance, there is no time to delay to construct credit files.

In order to protect honesty and credit, a perfect social credit system should be built up, the key of which is to set up credit recording system.

This paper probes into the construction of library s book-loaning credit record and its system development from the angle of increasing the service efficiency of the books.

So ,the state of credit absence should be remedied at the present time and the social credit should be developed by creating honest atmosphere,by building the enterprise and personal credit record, by well_defining property right,by standardizing the administrative actions,by improving punishing system for credit failure and so forth.